​The Journal publishes empirical research, case studies, practice management tutorials, and literature reviews dealing with financial consultation and planning topics, programs, and issues.

Wade D. Pfau, Ph.D., CFA, RFC®

Walt Woerheide, Ph.D., ChFC®, CFP®, MRFC, 

about the Journal

Techniques, Strategies and Research for consumers, Educators and professional financial Consultants


The Journal of Personal Finance, a publication of the International Association of Registered Financial Consultants (IARFC), is distinctive in that it is practitioner oriented but is a refereed academic journal that promotes research to examine the impact of financial issues on households as well as research on the practice and profession of financial planning. Initiated in 2002, the Journal has grown in scope, acceptance and recognition among practitioners and academicians. Additionally, the Journal welcomes articles from practicing financial professionals and consultants about financial products and services, client relationships, retirement planning, long term care, practice management, or firm operation or efficiencies.   

Academic Financial Planning